Latest · AI in business

Bookkeeping with AI in a small business: what to hand over and what to keep

What the AI in QuickBooks, Xero and receipt apps does in 2026 and what it costs; an independent test where Xero's auto-reconcile handled 61% of bank lines; the categorisation mistakes that move profit (a loan payment booked as expense overstates costs by $11,400 a year); what the accountant still has to see; and a monthly routine that takes about an hour.

October 21, 2026

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Biz59 LLC is a small company in New York. We build and run eleven products, most of them with one sign-in, and we write about what we see in software, AI and startups.

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SaaS

Forty subscriptions and nobody owns them: a software spend check for a small business

How a small business ends up paying for seats of people who left, AI add-ons and two tools for one job; what Google, Microsoft, Slack, Adobe and QuickBooks raised in 2025 and 2026; how to list every subscription from card and bank statements in an afternoon; a 12-person firm's list with $4,936 a year to cut; owners, and a renewal calendar with cancel-by dates.

October 21, 2026

SaaS

Free trial or free plan in 2026: what converts for a small SaaS

Free trial, card up front, freemium or reverse trial: the January 2026 conversion benchmarks side by side, what each model gives from the same 10,000 visitors, what free users cost when every request calls an AI model, and how many sign-ups a small product needs before a test can tell two models apart.

October 19, 2026

AI in business

Fake reviews and AI testimonials: the FTC rule a small business has to follow

Since October 2024 a US federal rule bans fake and AI-written reviews, rewards for five stars, undisclosed staff reviews and hiding bad ones, at up to $53,088 per violation. What each part means for a small business, what Google and Trustpilot remove on their own, where the platforms are stricter than the FTC, and how to ask for honest reviews instead.

October 19, 2026

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